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		<title><![CDATA[IRTSA Forums - All Forums]]></title>
		<link>http://www.irtsa.net/forums/</link>
		<description><![CDATA[IRTSA Forums - http://www.irtsa.net/forums]]></description>
		<pubDate>Wed, 17 Mar 2010 03:36:39 +0530</pubDate>
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		<item>
			<title><![CDATA[MACPS]]></title>
			<link>http://www.irtsa.net/forums/thread-876.html</link>
			<pubDate>Mon, 15 Mar 2010 19:52:08 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-876.html</guid>
			<description><![CDATA[I joined Railways in 1983 through RRB as Jr.steno I got promotion in 1989 as Sr.steno 5000 - 8000, In 2002 I got promotion as CA 5500-9000. I got promoted as PS II in 2005 6500-10500. Will I get 4800 GP in 2010 or 4600? As per 6 PC, counting 10 yrs from 1983, my 2nd promotion will be in 1993 which will be in 4200 GP. 10 yrs from 1993, in 2003 I will be in 4600 in 2013 I think sh. get 4800. Will 4 yrs in 4800 entitle me to 5400? please clarify<br />
<br />
V.S.Latha<br />
SC railway]]></description>
			<content:encoded><![CDATA[I joined Railways in 1983 through RRB as Jr.steno I got promotion in 1989 as Sr.steno 5000 - 8000, In 2002 I got promotion as CA 5500-9000. I got promoted as PS II in 2005 6500-10500. Will I get 4800 GP in 2010 or 4600? As per 6 PC, counting 10 yrs from 1983, my 2nd promotion will be in 1993 which will be in 4200 GP. 10 yrs from 1993, in 2003 I will be in 4600 in 2013 I think sh. get 4800. Will 4 yrs in 4800 entitle me to 5400? please clarify<br />
<br />
V.S.Latha<br />
SC railway]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Home Ministry introduces flexi-hours for its employees]]></title>
			<link>http://www.irtsa.net/forums/thread-875.html</link>
			<pubDate>Mon, 15 Mar 2010 08:11:33 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-875.html</guid>
			<description><![CDATA[<p align="justify">
<br />
The Home Ministry has allowed flexi-hours for it's employees with a maximum relaxation of two hours to attend social obligations or visit a doctor but they have to ensure a 40-hour work schedule in the week.<br />
<br />
"In exceptional cases like consultation with doctors in Central Government Health Services, hospitals, attending social obligation, late arrival in the morning, early departure in afternoon up to two hours (maximum) will be allowed subject to the condition that prior intimation or approval of the immediate supervising officer has been obtained," Home Secretary G K Pillai said in an order.<br />
<br />
The arrangement has been made after the ministry employees made two representations to Home Minister P Chidambaram on November 19 last year and March 3 this year.<br />
<br />
Chidambaram had then assured the employees of working out a solution and subsequently asked Pillai to issue an order, sources said. </p>]]></description>
			<content:encoded><![CDATA[<p align="justify">
<br />
The Home Ministry has allowed flexi-hours for it's employees with a maximum relaxation of two hours to attend social obligations or visit a doctor but they have to ensure a 40-hour work schedule in the week.<br />
<br />
"In exceptional cases like consultation with doctors in Central Government Health Services, hospitals, attending social obligation, late arrival in the morning, early departure in afternoon up to two hours (maximum) will be allowed subject to the condition that prior intimation or approval of the immediate supervising officer has been obtained," Home Secretary G K Pillai said in an order.<br />
<br />
The arrangement has been made after the ministry employees made two representations to Home Minister P Chidambaram on November 19 last year and March 3 this year.<br />
<br />
Chidambaram had then assured the employees of working out a solution and subsequently asked Pillai to issue an order, sources said. </p>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Women in the 21st century]]></title>
			<link>http://www.irtsa.net/forums/thread-874.html</link>
			<pubDate>Sun, 14 Mar 2010 20:57:38 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-874.html</guid>
			<description><![CDATA[<span style="font-weight: bold;"><span style="text-decoration: underline;">Article by Sangeeta Mall, Editor, International Humanist News<br />
</span></span><br />
There was a time, as late as the early twentieth century, when women in the west weren’t allowed to vote, when leading universities like Cambridge and Harvard didn’t give them equal status (women students went to Radcliffe, not Harvard, and Cambridge didn’t give out degrees to women students till 1947, though they were allowed to sit for exams!) and when their main role was to be a homemaker. If at all women entered the work area, it was as factory workers. Factory girls, in fact, were proud of their profession, since they considered themselves emancipated from the drudgery and powerlessness of being a housewife. Fortunately, a lot has changed since then. In America, women make up more than 50 percent of the workforce. 60 percent of the degrees awarded by universities in the US and Europe went to women, major corporations like Pepsico and W L Gore have women at their helm. More than 40 percent of the members of the Swedish Parliament are women. In the Spanish Cabinet there are more women than men. It can be generally agreed that in the last 50 years, women in the west have made giant strides in both education and the workplace. Soon, in the US, for instance, there will be more female than male enrolments at university level.<br />
<br />
It is no coincidence that in all the countries where the lot of women has improved so dramatically, the political system is democratic. When there is free choice, every citizen has access to the same level of service, and the artificial barriers that disadvantage some sections of society are automatically dismantled. Freedom of speech, freedom of thought, freedom to choose one’s profession, all articles of the Universal Declaration of Human Rights, are only possible in a democracy. And so is equal access to the law.<br />
<br />
I live in a country where this realisation is happening gradually, where we are moving towards equality before the law and where we all, men and woman, will be free to choose our profession. Though India is a democracy, yet the rights of women are severely curtailed. There are far more men than women in the workplace, and the gap between male and female literacy, though narrowing, is still significant. And yet, constant media attention to the issue of female disempowerment, particularly in the rural areas, ensures that the political class is kept on its toes where women are concerned. Protests, campaigns, media reports, are all methods by which the status of women is constantly highlighted in the public sphere. India is not even close to what the west has achieved in the last fifty years, but freedom of expression, the cornerstone of any democracy, is ensuring that more and more women get their due in society. The growth of the service sector in recent years and the explosive speed of urbanisation has also enhanced the contribution of women to the formal economy and brought it into the limelight.<br />
<br />
Contrast this with the situation in the Islamic countries. In Saudi Arabia women cannot drive, are not allowed to work where there are men and can only attend segregated schools and universities. The Shari’a, and not civil law, governs personal and social contracts. Women have to seek male approval for every act. There is no concept of equality before law. A woman witness’s testimony is given half the weight of that of a male witness. In Iran, a woman can inherit only half as much as a man, and a female victim of an accident is entitled to only half the compensation awarded to a male. All women are required to cover their heads, though they can show their faces. In Pakistan, female literacy rate is only half of the male literacy rate, while, in Afghanistan, it is only one third.<br />
<br />
The world, as a whole, is nowhere near granting women equality. The rate of progress is uneven, to put it mildly. And with increasing Islamisation over the last fifty years, the threat to female advancement is increasing.<br />
<br />
Cultural backwardness is closely related to the social status of women. Societies where women have succeeded in becoming empowered have advanced in every field of life, art, culture, literature, science, and economically. These are the societies that do not hesitate to question entrenched shibboleths and succeed in advancing through new discoveries. On the other hand, societies that continue to treat their female population as chattel have nothing new to contribute to the world, and have nothing better to offer to their members than centuries-old regressive practices.<br />
<br />
When we talk of the rights of children, the first issue that arises is that of the rights of their mothers. Deprived, disadvantaged, dispossessed women cannot bring up strong children. Female backwardness only leads to the perpetuation of backwardness, for how can an uneducated woman bring up an educated child? Would Iran and Iraq have had so many child soldiers in the Eight Year War if their mothers had been granted equal status in society? In Pakistan, would so many children have been taught in fundamentalist madrassas if their mothers had been empowered to contribute to their education and to Pakistan’s economic progress? And so, would so many terrorists have been born? What are the chances of women priests preaching radical, political Islam in mosques across Europe? Since there are no women priests, the question becomes moot.<br />
<br />
The Islamic countries wish to become world leaders. How can they when one half of their population remains enslaved? Leadership, in the modern world, can be wielded only through greater participation, and not the sword. In any case, the tide in favour of modernisation has now reached a point where it cannot be turned back. Nations and societies that recognise this, and go along with the imperative of female empowerment, will necessarily keep progressing, the tyranny of the bomb notwithstanding.<br />
<br />
The role of organisations like IHEU, which courageously fight against advancing Islamisation in fora like the Human Rights Council, becomes all the more critical, for one of the outcomes of their plea for modernity will be the increasing emancipation of women, and greater access to human rights around the world.<br />
---------------------------------------------<br />
<br />
<span style="font-weight: bold;"><span style="text-decoration: underline;">Comments by asmath55<br />
</span></span><br />
No doubt, women need to be treated equal to men as human beings, though women's robustness may not equal men's but women's mental faculty may even surpass men's. The author advocates democracy to bring about the equality. She has compared the status of women in US and European countries with that in Islamic countries in terms of social, economic and political activities. But, the crimes against women are much more in US and European countries compared to Islamic countries. Sex exploitation, nude or half nude exhibitions of women and frequent family break-ups are more common in US and European countries compared to Islamic countries. So, there should be some balance between the cultures of the West and the East.<br />
--------------------------------------------<br />
<br />
URL for this post: <a href="http://www.iheu.org/women-21st-century" target="_blank">http://www.iheu.org/women-21st-century</a>]]></description>
			<content:encoded><![CDATA[<span style="font-weight: bold;"><span style="text-decoration: underline;">Article by Sangeeta Mall, Editor, International Humanist News<br />
</span></span><br />
There was a time, as late as the early twentieth century, when women in the west weren’t allowed to vote, when leading universities like Cambridge and Harvard didn’t give them equal status (women students went to Radcliffe, not Harvard, and Cambridge didn’t give out degrees to women students till 1947, though they were allowed to sit for exams!) and when their main role was to be a homemaker. If at all women entered the work area, it was as factory workers. Factory girls, in fact, were proud of their profession, since they considered themselves emancipated from the drudgery and powerlessness of being a housewife. Fortunately, a lot has changed since then. In America, women make up more than 50 percent of the workforce. 60 percent of the degrees awarded by universities in the US and Europe went to women, major corporations like Pepsico and W L Gore have women at their helm. More than 40 percent of the members of the Swedish Parliament are women. In the Spanish Cabinet there are more women than men. It can be generally agreed that in the last 50 years, women in the west have made giant strides in both education and the workplace. Soon, in the US, for instance, there will be more female than male enrolments at university level.<br />
<br />
It is no coincidence that in all the countries where the lot of women has improved so dramatically, the political system is democratic. When there is free choice, every citizen has access to the same level of service, and the artificial barriers that disadvantage some sections of society are automatically dismantled. Freedom of speech, freedom of thought, freedom to choose one’s profession, all articles of the Universal Declaration of Human Rights, are only possible in a democracy. And so is equal access to the law.<br />
<br />
I live in a country where this realisation is happening gradually, where we are moving towards equality before the law and where we all, men and woman, will be free to choose our profession. Though India is a democracy, yet the rights of women are severely curtailed. There are far more men than women in the workplace, and the gap between male and female literacy, though narrowing, is still significant. And yet, constant media attention to the issue of female disempowerment, particularly in the rural areas, ensures that the political class is kept on its toes where women are concerned. Protests, campaigns, media reports, are all methods by which the status of women is constantly highlighted in the public sphere. India is not even close to what the west has achieved in the last fifty years, but freedom of expression, the cornerstone of any democracy, is ensuring that more and more women get their due in society. The growth of the service sector in recent years and the explosive speed of urbanisation has also enhanced the contribution of women to the formal economy and brought it into the limelight.<br />
<br />
Contrast this with the situation in the Islamic countries. In Saudi Arabia women cannot drive, are not allowed to work where there are men and can only attend segregated schools and universities. The Shari’a, and not civil law, governs personal and social contracts. Women have to seek male approval for every act. There is no concept of equality before law. A woman witness’s testimony is given half the weight of that of a male witness. In Iran, a woman can inherit only half as much as a man, and a female victim of an accident is entitled to only half the compensation awarded to a male. All women are required to cover their heads, though they can show their faces. In Pakistan, female literacy rate is only half of the male literacy rate, while, in Afghanistan, it is only one third.<br />
<br />
The world, as a whole, is nowhere near granting women equality. The rate of progress is uneven, to put it mildly. And with increasing Islamisation over the last fifty years, the threat to female advancement is increasing.<br />
<br />
Cultural backwardness is closely related to the social status of women. Societies where women have succeeded in becoming empowered have advanced in every field of life, art, culture, literature, science, and economically. These are the societies that do not hesitate to question entrenched shibboleths and succeed in advancing through new discoveries. On the other hand, societies that continue to treat their female population as chattel have nothing new to contribute to the world, and have nothing better to offer to their members than centuries-old regressive practices.<br />
<br />
When we talk of the rights of children, the first issue that arises is that of the rights of their mothers. Deprived, disadvantaged, dispossessed women cannot bring up strong children. Female backwardness only leads to the perpetuation of backwardness, for how can an uneducated woman bring up an educated child? Would Iran and Iraq have had so many child soldiers in the Eight Year War if their mothers had been granted equal status in society? In Pakistan, would so many children have been taught in fundamentalist madrassas if their mothers had been empowered to contribute to their education and to Pakistan’s economic progress? And so, would so many terrorists have been born? What are the chances of women priests preaching radical, political Islam in mosques across Europe? Since there are no women priests, the question becomes moot.<br />
<br />
The Islamic countries wish to become world leaders. How can they when one half of their population remains enslaved? Leadership, in the modern world, can be wielded only through greater participation, and not the sword. In any case, the tide in favour of modernisation has now reached a point where it cannot be turned back. Nations and societies that recognise this, and go along with the imperative of female empowerment, will necessarily keep progressing, the tyranny of the bomb notwithstanding.<br />
<br />
The role of organisations like IHEU, which courageously fight against advancing Islamisation in fora like the Human Rights Council, becomes all the more critical, for one of the outcomes of their plea for modernity will be the increasing emancipation of women, and greater access to human rights around the world.<br />
---------------------------------------------<br />
<br />
<span style="font-weight: bold;"><span style="text-decoration: underline;">Comments by asmath55<br />
</span></span><br />
No doubt, women need to be treated equal to men as human beings, though women's robustness may not equal men's but women's mental faculty may even surpass men's. The author advocates democracy to bring about the equality. She has compared the status of women in US and European countries with that in Islamic countries in terms of social, economic and political activities. But, the crimes against women are much more in US and European countries compared to Islamic countries. Sex exploitation, nude or half nude exhibitions of women and frequent family break-ups are more common in US and European countries compared to Islamic countries. So, there should be some balance between the cultures of the West and the East.<br />
--------------------------------------------<br />
<br />
URL for this post: <a href="http://www.iheu.org/women-21st-century" target="_blank">http://www.iheu.org/women-21st-century</a>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Montreal Topiary Gardens]]></title>
			<link>http://www.irtsa.net/forums/thread-873.html</link>
			<pubDate>Sun, 14 Mar 2010 17:39:49 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-873.html</guid>
			<description><![CDATA[<div align="center">
<div><h3 style="padding: 0px; margin: 3px;"><a href="http://www.authorstream.com/Presentation/ag205-79898-Montreal-Gardens-garden-Travel-Places-Nature-ppt-powerpoint/" target="_blank" style="font:normal 18px,arial;">Montreal Gardens </a></h3><object width="425" height="354" id="player"><param name="movie" value="http://www.authorstream.com/player.swf?p=ag205-79898-Montreal-Gardens-garden-Travel-Places-Nature-ppt-powerpoint" /><param name="allowfullscreen" value="true" /><param name="allowScriptAccess" value="always"/><embed src="http://www.authorstream.com/player.swf?p=ag205-79898-Montreal-Gardens-garden-Travel-Places-Nature-ppt-powerpoint" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="354"></embed></object><div style="font-family: arial; font-style: normal; font-variant: normal; font-weight: normal; font-size: 11px; line-height: normal; font-size-adjust: none; font-stretch: normal;">See more <a href="http://www.authorstream.com/" target="_blank">presentations</a> by <a href="http://www.authorstream.com/User-Presentations/ag205/" target="_blank">ag205</a>&nbsp;|&nbsp;<a   href="http://upload.authorstream.com/multipleupload/" target="_blank">Upload your own PowerPoint presentations</a></div></div>
</div>
<br />
<p>Scroll down to view the beautiful pictures in full size</p>]]></description>
			<content:encoded><![CDATA[<div align="center">
<div><h3 style="padding: 0px; margin: 3px;"><a href="http://www.authorstream.com/Presentation/ag205-79898-Montreal-Gardens-garden-Travel-Places-Nature-ppt-powerpoint/" target="_blank" style="font:normal 18px,arial;">Montreal Gardens </a></h3><object width="425" height="354" id="player"><param name="movie" value="http://www.authorstream.com/player.swf?p=ag205-79898-Montreal-Gardens-garden-Travel-Places-Nature-ppt-powerpoint" /><param name="allowfullscreen" value="true" /><param name="allowScriptAccess" value="always"/><embed src="http://www.authorstream.com/player.swf?p=ag205-79898-Montreal-Gardens-garden-Travel-Places-Nature-ppt-powerpoint" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="354"></embed></object><div style="font-family: arial; font-style: normal; font-variant: normal; font-weight: normal; font-size: 11px; line-height: normal; font-size-adjust: none; font-stretch: normal;">See more <a href="http://www.authorstream.com/" target="_blank">presentations</a> by <a href="http://www.authorstream.com/User-Presentations/ag205/" target="_blank">ag205</a>&nbsp;|&nbsp;<a   href="http://upload.authorstream.com/multipleupload/" target="_blank">Upload your own PowerPoint presentations</a></div></div>
</div>
<br />
<p>Scroll down to view the beautiful pictures in full size</p>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Train Systems of the World]]></title>
			<link>http://www.irtsa.net/forums/thread-872.html</link>
			<pubDate>Sun, 14 Mar 2010 17:30:42 +0530</pubDate>
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			<description><![CDATA[<div align="center">
<iframe src="http://imsaar.posterous.com/train-systems-of-the-world" width="900" height="1200"><br />
</iframe></div>]]></description>
			<content:encoded><![CDATA[<div align="center">
<iframe src="http://imsaar.posterous.com/train-systems-of-the-world" width="900" height="1200"><br />
</iframe></div>]]></content:encoded>
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		<item>
			<title><![CDATA[MACPS - please clarify]]></title>
			<link>http://www.irtsa.net/forums/thread-871.html</link>
			<pubDate>Thu, 11 Mar 2010 18:18:49 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-871.html</guid>
			<description><![CDATA[Dear friends,<br />
<br />
I have joined railways in 1996 as Supervisor(P.Way) then the grade was Rs.1400-2300/-. But in Vth pay commission Supervisor (P.Way) was given a grade pay of 4500-7000/-. I got promotion to JE/P.Way in the year 2003 through GDCE quote. Again I selected in GDCE and became JE/Drg in 2006 which is the same grade as JE/P.way. <br />
<br />
In April 2007 the post of Supervisor(P.way) was upgraded to Sr.Supervisor(P.way) of grade Rs.5000-8000/-. <br />
Now my doubt is that whether i am eligible for MACPS as my recruitment post [Supervisor(P.way)&#93; is upgraded to GP-4200. <br />
Now RRB is also calling for Sr.Supervisor(P.Way) post in GP-4200 only. there is no Supervisor(Pway) post.<br />
<br />
In my Zone Our CPO is not accepting to give MACPS to Supervisor(P.Way) because, his version is that, Supervisor(p.Way) post is not upgraded, instead they are all promoted to Sr.Supervisor(P.Way). Our version is, If all the supervisor(P.Way) are promoted to Sr.Supervisor(P.Way) then the recruitment through RRB should be in Supervisor(P.Way).<br />
<br />
But, in South Western Railway Sr.Supervisor(P.Way) who has appointed in 1995 has given MACP to GP-4600.<br />
<br />
Why this variation? Railway board has to give the clear instructions to all the Zonal Railways. My request is to kindly clarify which is correct.<br />
<br />
As per SWR, I should also get GP-4600. My request is to kindly clarify it with Railway board and necessary clarification may be issued to all Zonal Railways. So that every one can be benefitted.<br />
<br />
And more over you may be knowing that the next promotion for Sr.Supervisor is Junior Engineer. Now, these two are in GP-4200/-. There should be some benefit in promotion. Instead JE may be given atleast GP-4600. so that all these anomalies will wiped out. <br />
<br />
Thanku<br />
<br />
Kiran<br />
JE/Drg/SC]]></description>
			<content:encoded><![CDATA[Dear friends,<br />
<br />
I have joined railways in 1996 as Supervisor(P.Way) then the grade was Rs.1400-2300/-. But in Vth pay commission Supervisor (P.Way) was given a grade pay of 4500-7000/-. I got promotion to JE/P.Way in the year 2003 through GDCE quote. Again I selected in GDCE and became JE/Drg in 2006 which is the same grade as JE/P.way. <br />
<br />
In April 2007 the post of Supervisor(P.way) was upgraded to Sr.Supervisor(P.way) of grade Rs.5000-8000/-. <br />
Now my doubt is that whether i am eligible for MACPS as my recruitment post [Supervisor(P.way)] is upgraded to GP-4200. <br />
Now RRB is also calling for Sr.Supervisor(P.Way) post in GP-4200 only. there is no Supervisor(Pway) post.<br />
<br />
In my Zone Our CPO is not accepting to give MACPS to Supervisor(P.Way) because, his version is that, Supervisor(p.Way) post is not upgraded, instead they are all promoted to Sr.Supervisor(P.Way). Our version is, If all the supervisor(P.Way) are promoted to Sr.Supervisor(P.Way) then the recruitment through RRB should be in Supervisor(P.Way).<br />
<br />
But, in South Western Railway Sr.Supervisor(P.Way) who has appointed in 1995 has given MACP to GP-4600.<br />
<br />
Why this variation? Railway board has to give the clear instructions to all the Zonal Railways. My request is to kindly clarify which is correct.<br />
<br />
As per SWR, I should also get GP-4600. My request is to kindly clarify it with Railway board and necessary clarification may be issued to all Zonal Railways. So that every one can be benefitted.<br />
<br />
And more over you may be knowing that the next promotion for Sr.Supervisor is Junior Engineer. Now, these two are in GP-4200/-. There should be some benefit in promotion. Instead JE may be given atleast GP-4600. so that all these anomalies will wiped out. <br />
<br />
Thanku<br />
<br />
Kiran<br />
JE/Drg/SC]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Adarsh Furniture, Ludhiana]]></title>
			<link>http://www.irtsa.net/forums/thread-870.html</link>
			<pubDate>Thu, 11 Mar 2010 14:02:45 +0530</pubDate>
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			<description><![CDATA[<div align="center">
<br />
<br />
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<br />
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			<title><![CDATA[Procedure for Education allowance.]]></title>
			<link>http://www.irtsa.net/forums/thread-869.html</link>
			<pubDate>Mon, 08 Mar 2010 23:21:38 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-869.html</guid>
			<description><![CDATA[<p align="justify">Dear friends,<br />
<br />
One of the main attractions of 6th CPC is education  allowance. But genuine people are deprived of this benefit due to complicated procedure. Actually, everybody is spending more than entitled amount in the name of Vidyalaya Vikas Nidhi, computer fees, school bus fees, uniform fee, books fees and extra carricular fees. In govt schools and Kendariya Vidyalayas, even though they are charging some amounts in the name of Vidyalaya Vikas Nidhi, it does not get reimbursed. For uniform and books fees, the procedure is so complicated that we have to manage some bogus bills, to get the amount reimbursed.<br />
<br />
Please give suggesions to simplify the procedure.</p>]]></description>
			<content:encoded><![CDATA[<p align="justify">Dear friends,<br />
<br />
One of the main attractions of 6th CPC is education  allowance. But genuine people are deprived of this benefit due to complicated procedure. Actually, everybody is spending more than entitled amount in the name of Vidyalaya Vikas Nidhi, computer fees, school bus fees, uniform fee, books fees and extra carricular fees. In govt schools and Kendariya Vidyalayas, even though they are charging some amounts in the name of Vidyalaya Vikas Nidhi, it does not get reimbursed. For uniform and books fees, the procedure is so complicated that we have to manage some bogus bills, to get the amount reimbursed.<br />
<br />
Please give suggesions to simplify the procedure.</p>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Issue of First class pass]]></title>
			<link>http://www.irtsa.net/forums/thread-868.html</link>
			<pubDate>Mon, 08 Mar 2010 22:11:38 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-868.html</guid>
			<description><![CDATA[Respected sir<br />
1.	I am inviting your kind attention to a major issue regarding the instructions on issuing first class passes to employees. As per the extant instructions, staff can avail First class pass only if they reach the equivalent pay  (without GP) in their old 5th pay commission pay scales.  <br />
2.	But as per the old instructions, staff who reaches the stipulated pay or get the grade of 6500-10500 were eligible for First class pass. <br />
3.	This creates confusion among pass issuing authorities in field units regarding the issue of First class pass. That is, whether staff who are promoted to the grade with GP 4600 are eligible for First class pass or whether they should reach the pay as shown in para 1?<br />
4.	Since in most of the cadres GP 4600 is the highest GP in group ‘C’ category. This grade is a resultant grade of merger of old 6500-10500 and 7450-11500. Staff in old 6500-10500 and 7450-11500 were already getting first class pass. But the extant instructions from railway board is silent about the eligibility for first class pass  for those who are promoted to the grade of GP 4600. A large section of newly promoted employees to the grade of GP 4600 are suffering due to this confusion.<br />
5.	Hence a clarification needs to be issued by Railway board regarding this immediately. .<br />
IRTSA leadership may kindly take up this issue with Railway board immediately.]]></description>
			<content:encoded><![CDATA[Respected sir<br />
1.	I am inviting your kind attention to a major issue regarding the instructions on issuing first class passes to employees. As per the extant instructions, staff can avail First class pass only if they reach the equivalent pay  (without GP) in their old 5th pay commission pay scales.  <br />
2.	But as per the old instructions, staff who reaches the stipulated pay or get the grade of 6500-10500 were eligible for First class pass. <br />
3.	This creates confusion among pass issuing authorities in field units regarding the issue of First class pass. That is, whether staff who are promoted to the grade with GP 4600 are eligible for First class pass or whether they should reach the pay as shown in para 1?<br />
4.	Since in most of the cadres GP 4600 is the highest GP in group ‘C’ category. This grade is a resultant grade of merger of old 6500-10500 and 7450-11500. Staff in old 6500-10500 and 7450-11500 were already getting first class pass. But the extant instructions from railway board is silent about the eligibility for first class pass  for those who are promoted to the grade of GP 4600. A large section of newly promoted employees to the grade of GP 4600 are suffering due to this confusion.<br />
5.	Hence a clarification needs to be issued by Railway board regarding this immediately. .<br />
IRTSA leadership may kindly take up this issue with Railway board immediately.]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Domain Names and Web Hosting]]></title>
			<link>http://www.irtsa.net/forums/thread-866.html</link>
			<pubDate>Sun, 07 Mar 2010 11:19:04 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-866.html</guid>
			<description><![CDATA[<div align="center">
<iframe src="http://jogbir.duoservers.com/?lang=en&#x26;action=home" width="800" height="1200"><br />
</iframe><br />
</div>]]></description>
			<content:encoded><![CDATA[<div align="center">
<iframe src="http://jogbir.duoservers.com/?lang=en&action=home" width="800" height="1200"><br />
</iframe><br />
</div>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Insurance and Much More]]></title>
			<link>http://www.irtsa.net/forums/thread-865.html</link>
			<pubDate>Sat, 06 Mar 2010 23:49:56 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-865.html</guid>
			<description><![CDATA[<div align="center">
<iframe src="http://www.insuranceanand.com/" width="1000" height="800"><br />
</iframe><br />
</div>]]></description>
			<content:encoded><![CDATA[<div align="center">
<iframe src="http://www.insuranceanand.com/" width="1000" height="800"><br />
</iframe><br />
</div>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[New Income Tax Slabs]]></title>
			<link>http://www.irtsa.net/forums/thread-864.html</link>
			<pubDate>Sat, 06 Mar 2010 14:50:03 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-864.html</guid>
			<description><![CDATA[<h3 align="center">New Income Tax Slab for FY 2010-11</h3><br />
<div align="center">
  <table class="MsoNormalTable" border="1" cellpadding="0" style="width: 918">
    <tr>
      <td colspan="3" style="width: 490; padding: 0in">      <p class="MsoNormal"><strong>      Income upto Rs.1.6 lakh</span></strong></td>
      <td colspan="2" style="width: 416; padding: 0in">      <p class="MsoNormal"><strong>      Nil</span></strong></td>
    </tr>    <tr>
      <td colspan="3" style="width: 490; padding: 0in">      <p class="MsoNormal"><strong>      Income above Rs.1.6 lakh <br />
      and upto Rs.5 lakh</span></strong></td>
      <td colspan="2" style="width: 416; padding: 0in">      <p class="MsoNormal"><strong>      10 per cent</span></strong></td>    </tr>
    <tr>
      <td colspan="3" style="width: 490; padding: 0in">      <p class="MsoNormal"><strong>      Income above Rs.5 lakh and upto Rs.8 lakh</span></strong></td>
      <td colspan="2" style="width: 416; padding: 0in">      <p class="MsoNormal"><strong>      20 per cent</span></strong></td>    </tr>
    <tr>
      <td colspan="3" style="width: 490; padding: 0in">      <p class="MsoNormal"><strong>      Income above Rs.8 lakh</span></strong></td>
      <td colspan="2" style="width: 416; padding: 0in">      <p class="MsoNormal"><strong>      30 per cent</span></strong></td>    </tr>
    <tr>
      <td style="width: 318; padding: 0in">
      <p class="MsoNormal" align="center" style="text-align:center">
      Particulars</span></td>
      <td style="width: 168; padding: 0in">
      <p class="MsoNormal" align="center" style="text-align:center">
      Taxable/Non- Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in">
      <p class="MsoNormal" align="center" style="text-align:center">
      Exemption/Rebate</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal" align="center" style="text-align:center">
      Limit</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in">
      <p class="MsoNormal" align="center" style="text-align:center">
      Taxable Items:</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Basic Pay</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Dearness Pay</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Grade Pay</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Dearness Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      House Rent Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">City <br />
      Compensate Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Medical Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Family Planning Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Arrear Amount</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Maturity Amount of NSC</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Total amount withdrawn from NSS</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Transport Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Partially Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Rebate</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum upto Rs.800 PM</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Children Education Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Partially Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Rebate</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum upto Rs.100 PM</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal" align="center" style="text-align:center">
      Deductions:</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal"></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal"></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal"></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Less-Allowance U/S 10(13A) Actual Rent Paid</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Exempt</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Actual amount of HRA received or Expenditure on rent in excess of 1/10th <br />
      of the salary or 50% of Salary, which ever is less Rent Paid</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Interest on HBA U/S 24</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,50,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Reimbursement of Medical Exp. U/S 17(2)V</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.15,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S <br />
      80C</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Refund of loan taken for the construction of House</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      C.P.F / G.P.F</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      G.I.S</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Actual</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">LIC <br />
      Premium</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Subscription of N.S.C. / P.P.F</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Interest Occurred on investment in N.S.C.</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.15,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      C.T.D. / L.I.P. / ULIP (Mutual Fund)</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">Unit <br />
      Linked Plan</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Tuition Fee (Limited to 2 children) &amp; (After XII th full time course)</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">5 <br />
      Years Fixed deposit &amp; 5 years time deposit scheme</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S <br />
      80D CCC</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.10,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S <br />
      80CCD</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum 10% of BP &amp; DA (Recruited on or after 1.1.2004)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">Medi <br />
      Claim Premium U/S 80D</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.15,000 (Other than above Rs.1,00,000)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Premium paid for Self, Spouse &amp; Children</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.15,000 (other than above Rs.1,00,000)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Premium paid for Parents (If parent is not senior citizen)</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.20,000 (Other than above Rs.1,00,000)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Premium paid for Parents (If parent is senior citizen)</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.20,000 (Other than above Rs.1,00,000)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S 80DD</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Handicapped dependents :spouse, son / daughter, parents and brother / <br />
      sister - Deduction Rs.75,000 to Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S 80DDB</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.400,00 (other than above Rs.1,00,000)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S 80E</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Entire amount (Interest on higher Education/Study loans)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S 80 G</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Deduction for contribution to charitable organization</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S 80U</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Disability Deduction Rs.75,000 to Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="padding:0in 0in 0in 0in" width="318">
      <p class="MsoNormal"></td>
      <td colspan="4" style="width: 588; padding: 0in">
      <p class="MsoNormal">Tax <br />
      Relief - Additional savings in Infrastructure Bonds : Rs.20,000</span></td>
    </tr>
    <tr>
      <td colspan="5" style="border-left: 1.0pt inset; border-right: medium none; border-top: 1.0pt inset; border-bottom: 1.0pt inset; padding: 0in" width="911">
      <p class="MsoNormal"><span style="font-size:10.0pt">&nbsp;</span></td>
    </tr>
    <tr>
      <td colspan="5" style="width: 911; border-left: 1.0pt inset; border-right: medium none; border-top: 1.0pt inset; border-bottom: 1.0pt inset; padding: 0in">
      <p class="MsoNormal" align="center">
      CGHS subscription will be exempted u/s 80D</span></td>
    </tr>
   <br />
  </table>
</div>]]></description>
			<content:encoded><![CDATA[<h3 align="center">New Income Tax Slab for FY 2010-11</h3><br />
<div align="center">
  <table class="MsoNormalTable" border="1" cellpadding="0" style="width: 918">
    <tr>
      <td colspan="3" style="width: 490; padding: 0in">      <p class="MsoNormal"><strong>      Income upto Rs.1.6 lakh</span></strong></td>
      <td colspan="2" style="width: 416; padding: 0in">      <p class="MsoNormal"><strong>      Nil</span></strong></td>
    </tr>    <tr>
      <td colspan="3" style="width: 490; padding: 0in">      <p class="MsoNormal"><strong>      Income above Rs.1.6 lakh <br />
      and upto Rs.5 lakh</span></strong></td>
      <td colspan="2" style="width: 416; padding: 0in">      <p class="MsoNormal"><strong>      10 per cent</span></strong></td>    </tr>
    <tr>
      <td colspan="3" style="width: 490; padding: 0in">      <p class="MsoNormal"><strong>      Income above Rs.5 lakh and upto Rs.8 lakh</span></strong></td>
      <td colspan="2" style="width: 416; padding: 0in">      <p class="MsoNormal"><strong>      20 per cent</span></strong></td>    </tr>
    <tr>
      <td colspan="3" style="width: 490; padding: 0in">      <p class="MsoNormal"><strong>      Income above Rs.8 lakh</span></strong></td>
      <td colspan="2" style="width: 416; padding: 0in">      <p class="MsoNormal"><strong>      30 per cent</span></strong></td>    </tr>
    <tr>
      <td style="width: 318; padding: 0in">
      <p class="MsoNormal" align="center" style="text-align:center">
      Particulars</span></td>
      <td style="width: 168; padding: 0in">
      <p class="MsoNormal" align="center" style="text-align:center">
      Taxable/Non- Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in">
      <p class="MsoNormal" align="center" style="text-align:center">
      Exemption/Rebate</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal" align="center" style="text-align:center">
      Limit</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in">
      <p class="MsoNormal" align="center" style="text-align:center">
      Taxable Items:</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Basic Pay</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Dearness Pay</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Grade Pay</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Dearness Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      House Rent Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">City <br />
      Compensate Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Medical Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Family Planning Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Arrear Amount</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Maturity Amount of NSC</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Total amount withdrawn from NSS</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Fully Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td style="width: 175; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Transport Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Partially Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Rebate</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum upto Rs.800 PM</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Children Education Allowance</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">
      Partially Taxable</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Rebate</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum upto Rs.100 PM</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal" align="center" style="text-align:center">
      Deductions:</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal"></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal"></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal"></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Less-Allowance U/S 10(13A) Actual Rent Paid</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Exempt</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Actual amount of HRA received or Expenditure on rent in excess of 1/10th <br />
      of the salary or 50% of Salary, which ever is less Rent Paid</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Interest on HBA U/S 24</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,50,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Reimbursement of Medical Exp. U/S 17(2)V</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.15,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S <br />
      80C</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Refund of loan taken for the construction of House</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      C.P.F / G.P.F</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      G.I.S</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Actual</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">LIC <br />
      Premium</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Subscription of N.S.C. / P.P.F</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Interest Occurred on investment in N.S.C.</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.15,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      C.T.D. / L.I.P. / ULIP (Mutual Fund)</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">Unit <br />
      Linked Plan</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Tuition Fee (Limited to 2 children) &amp; (After XII th full time course)</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">5 <br />
      Years Fixed deposit &amp; 5 years time deposit scheme</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S <br />
      80D CCC</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.10,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S <br />
      80CCD</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum 10% of BP &amp; DA (Recruited on or after 1.1.2004)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">Medi <br />
      Claim Premium U/S 80D</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.15,000 (Other than above Rs.1,00,000)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Premium paid for Self, Spouse &amp; Children</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.15,000 (other than above Rs.1,00,000)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Premium paid for Parents (If parent is not senior citizen)</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.20,000 (Other than above Rs.1,00,000)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">
      Premium paid for Parents (If parent is senior citizen)</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.20,000 (Other than above Rs.1,00,000)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S 80DD</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Handicapped dependents :spouse, son / daughter, parents and brother / <br />
      sister - Deduction Rs.75,000 to Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S 80DDB</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Maximum Rs.400,00 (other than above Rs.1,00,000)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S 80E</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Entire amount (Interest on higher Education/Study loans)</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S 80 G</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Deduction for contribution to charitable organization</span></td>
    </tr>
    <tr>
      <td style="width: 318; padding: 0in" align="left">
      <p class="MsoNormal">U/S 80U</span></td>
      <td style="width: 168; padding: 0in" align="center">
      <p class="MsoNormal">-</span></td>
      <td colspan="2" style="width: 237; padding: 0in" align="center">
      <p class="MsoNormal">
      Deduction</span></td>
      <td style="width: 175; padding: 0in">
      <p class="MsoNormal">
      Disability Deduction Rs.75,000 to Rs.1,00,000</span></td>
    </tr>
    <tr>
      <td style="padding:0in 0in 0in 0in" width="318">
      <p class="MsoNormal"></td>
      <td colspan="4" style="width: 588; padding: 0in">
      <p class="MsoNormal">Tax <br />
      Relief - Additional savings in Infrastructure Bonds : Rs.20,000</span></td>
    </tr>
    <tr>
      <td colspan="5" style="border-left: 1.0pt inset; border-right: medium none; border-top: 1.0pt inset; border-bottom: 1.0pt inset; padding: 0in" width="911">
      <p class="MsoNormal"><span style="font-size:10.0pt">&nbsp;</span></td>
    </tr>
    <tr>
      <td colspan="5" style="width: 911; border-left: 1.0pt inset; border-right: medium none; border-top: 1.0pt inset; border-bottom: 1.0pt inset; padding: 0in">
      <p class="MsoNormal" align="center">
      CGHS subscription will be exempted u/s 80D</span></td>
    </tr>
   <br />
  </table>
</div>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Definition of "SAME STATION"]]></title>
			<link>http://www.irtsa.net/forums/thread-863.html</link>
			<pubDate>Sat, 06 Mar 2010 00:00:48 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-863.html</guid>
			<description><![CDATA[Please clarify following doubts,<br />
<br />
As per recent RB circular they repeat previous order of posting working spouse in same station.<br />
<br />
If a govt. employee has been alloted quarter at the station of his posting, his/her spouse working in any other department including Public Sector/PSU/Autonomous Body at same station is not entitled for HRA or vice versa. Please clarify the distance for considering "same station".]]></description>
			<content:encoded><![CDATA[Please clarify following doubts,<br />
<br />
As per recent RB circular they repeat previous order of posting working spouse in same station.<br />
<br />
If a govt. employee has been alloted quarter at the station of his posting, his/her spouse working in any other department including Public Sector/PSU/Autonomous Body at same station is not entitled for HRA or vice versa. Please clarify the distance for considering "same station".]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Family Pension to Physically or Mentally Handicapped Children]]></title>
			<link>http://www.irtsa.net/forums/thread-862.html</link>
			<pubDate>Fri, 05 Mar 2010 22:52:48 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-862.html</guid>
			<description><![CDATA[<div align="center"><p align="center">
<img src="http://www.irtsa.net/images/Family_Pension_to_handicapped_Children.jpg" width="854" height="1058" alt="Grant of Family Pension to Physically or Mentally Handicapped Children RBA 3-2010" title="Grant of Family Pension to Physically or Mentally Handicapped Children RBA 3-2010"></p>
<br />
<p>Download Railway Board's orders <a href="http://irtsa.net/pdfdocs/Pension_to_handicapped_Children-Procedure-dated_5-3-95.pdf" target="_blank">No.87/AC-II/21/33, dated and 05/05/1995</a> and <a href="http://irtsa.net/pdfdocs/Pension_to_handicapped_Children-Procedure_dated_25-2-99.pdf" target="_blank">No.87/AC-II/21/33, dated 25/02/1999</a>, and <a href="http://www.irtsa.net/pdfdocs/Family_pension_to_disabled_son_or_daughter.pdf" target="_blank"> No.F(E)III/2005/PN1/32, dated 15/01/2010 (RBE No.12 of 2010)</a>, referred to in the above-posted latest instructions dated 25/02/2010.</p>
</div>]]></description>
			<content:encoded><![CDATA[<div align="center"><p align="center">
<img src="http://www.irtsa.net/images/Family_Pension_to_handicapped_Children.jpg" width="854" height="1058" alt="Grant of Family Pension to Physically or Mentally Handicapped Children RBA 3-2010" title="Grant of Family Pension to Physically or Mentally Handicapped Children RBA 3-2010"></p>
<br />
<p>Download Railway Board's orders <a href="http://irtsa.net/pdfdocs/Pension_to_handicapped_Children-Procedure-dated_5-3-95.pdf" target="_blank">No.87/AC-II/21/33, dated and 05/05/1995</a> and <a href="http://irtsa.net/pdfdocs/Pension_to_handicapped_Children-Procedure_dated_25-2-99.pdf" target="_blank">No.87/AC-II/21/33, dated 25/02/1999</a>, and <a href="http://www.irtsa.net/pdfdocs/Family_pension_to_disabled_son_or_daughter.pdf" target="_blank"> No.F(E)III/2005/PN1/32, dated 15/01/2010 (RBE No.12 of 2010)</a>, referred to in the above-posted latest instructions dated 25/02/2010.</p>
</div>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[A prayer by Saint Francis]]></title>
			<link>http://www.irtsa.net/forums/thread-861.html</link>
			<pubDate>Fri, 05 Mar 2010 22:35:33 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-861.html</guid>
			<description><![CDATA[A prayer by Saint Francis<br />
 <br />
Lord, make me an instrument of your peace.<br />
Where there is hatred . . . <br />
let me sow love<br />
Where there is injury . . . <br />
let me be the one to pardon<br />
Where there is doubt . . . <br />
let me give faith<br />
Where there is despair . . <br />
let me bring hope<br />
Where there is darkness . . . <br />
let me be light<br />
Where there is sadness . . . <br />
let me give joy<br />
<br />
Divine Master,<br />
grant that I may not so much seek<br />
To be consoled . . .as to console<br />
To be understood . . .as to understand,<br />
To be loved . . . as to love<br />
<br />
For it is in giving . . .that we receive,<br />
It is in pardoning, that we are pardoned,<br />
It is in dying . . .that we are born to eternal life<br />
<br />
Source Link: <a href="http://oshosurya.blogspot.com/" target="_blank">http://oshosurya.blogspot.com/</a>]]></description>
			<content:encoded><![CDATA[A prayer by Saint Francis<br />
 <br />
Lord, make me an instrument of your peace.<br />
Where there is hatred . . . <br />
let me sow love<br />
Where there is injury . . . <br />
let me be the one to pardon<br />
Where there is doubt . . . <br />
let me give faith<br />
Where there is despair . . <br />
let me bring hope<br />
Where there is darkness . . . <br />
let me be light<br />
Where there is sadness . . . <br />
let me give joy<br />
<br />
Divine Master,<br />
grant that I may not so much seek<br />
To be consoled . . .as to console<br />
To be understood . . .as to understand,<br />
To be loved . . . as to love<br />
<br />
For it is in giving . . .that we receive,<br />
It is in pardoning, that we are pardoned,<br />
It is in dying . . .that we are born to eternal life<br />
<br />
Source Link: <a href="http://oshosurya.blogspot.com/" target="_blank">http://oshosurya.blogspot.com/</a>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Integrated seniority]]></title>
			<link>http://www.irtsa.net/forums/thread-860.html</link>
			<pubDate>Fri, 05 Mar 2010 21:45:42 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-860.html</guid>
			<description><![CDATA[After the classification as PB1, PB2, etc, is it imperative to take the criteria for compiling integrated seniority list for considering promotion to Group `B` as the date of entry to GP 4200 ?]]></description>
			<content:encoded><![CDATA[After the classification as PB1, PB2, etc, is it imperative to take the criteria for compiling integrated seniority list for considering promotion to Group `B` as the date of entry to GP 4200 ?]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Domestic-Safety Tips]]></title>
			<link>http://www.irtsa.net/forums/thread-859.html</link>
			<pubDate>Fri, 05 Mar 2010 21:26:06 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-859.html</guid>
			<description><![CDATA[<blockquote>Have You ever heard about LPG gas cylinder's due date for testing....!!<br />
    <br />
<img src="http://www.irtsa.net/images/lpg-cylinder.jpg" width="98" height="184" border="0" alt="LPG Cylinder" title="LPG Cylinder" align="right" vspace="0" hspace="10">    Do you know that there is a due date for testing for LPG cylinders? <br />
<br />
 Here is how we can check the due date for testing of LPG cylinders:<br />
 On one of three side stems of the cylinder, the due date for testing is coded alpha numerically as follows:<br />
 A or B or C or D and some two digit number following this. e.g. D06.<br />
    The alphabets stand for quarters -<br />
    1. A for March (First Qtr),<br />
    2. B for June (Second Qtr),<br />
    3. C for Sept (Third Qtr),<br />
    4. D for December (Fourth Qtr).<br />
    <br />
<br />
<p align="center"><img src="http://www.irtsa.net/images/LPG-D-06.jpg" width="400" height="300"" alt="LPG Cylinder"></p>
<br />
    Hence, D06 would mean fourth quarter of 2006.</blockquote>]]></description>
			<content:encoded><![CDATA[<blockquote>Have You ever heard about LPG gas cylinder's due date for testing....!!<br />
    <br />
<img src="http://www.irtsa.net/images/lpg-cylinder.jpg" width="98" height="184" border="0" alt="LPG Cylinder" title="LPG Cylinder" align="right" vspace="0" hspace="10">    Do you know that there is a due date for testing for LPG cylinders? <br />
<br />
 Here is how we can check the due date for testing of LPG cylinders:<br />
 On one of three side stems of the cylinder, the due date for testing is coded alpha numerically as follows:<br />
 A or B or C or D and some two digit number following this. e.g. D06.<br />
    The alphabets stand for quarters -<br />
    1. A for March (First Qtr),<br />
    2. B for June (Second Qtr),<br />
    3. C for Sept (Third Qtr),<br />
    4. D for December (Fourth Qtr).<br />
    <br />
<br />
<p align="center"><img src="http://www.irtsa.net/images/LPG-D-06.jpg" width="400" height="300"" alt="LPG Cylinder"></p>
<br />
    Hence, D06 would mean fourth quarter of 2006.</blockquote>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[A Tribute To Faiz Ahmed Faiz]]></title>
			<link>http://www.irtsa.net/forums/thread-858.html</link>
			<pubDate>Fri, 05 Mar 2010 13:17:25 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-858.html</guid>
			<description><![CDATA[<div align="center">
<object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/vB2281i_5aQ&#x26;hl=en_US&#x26;fs=1&#x26;"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/vB2281i_5aQ&#x26;hl=en_US&#x26;fs=1&#x26;" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object><br />
</div>]]></description>
			<content:encoded><![CDATA[<div align="center">
<object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/vB2281i_5aQ&hl=en_US&fs=1&"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/vB2281i_5aQ&hl=en_US&fs=1&" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object><br />
</div>]]></content:encoded>
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		<item>
			<title><![CDATA[Aaj Jane ki Zid Na Karo By Farida Khanum]]></title>
			<link>http://www.irtsa.net/forums/thread-857.html</link>
			<pubDate>Thu, 04 Mar 2010 14:32:17 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-857.html</guid>
			<description><![CDATA[<div align="center">
<object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/vHs-Ukgq4rw&#x26;hl=en_US&#x26;fs=1&#x26;"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/vHs-Ukgq4rw&#x26;hl=en_US&#x26;fs=1&#x26;" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object><br />
</div>]]></description>
			<content:encoded><![CDATA[<div align="center">
<object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/vHs-Ukgq4rw&hl=en_US&fs=1&"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/vHs-Ukgq4rw&hl=en_US&fs=1&" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object><br />
</div>]]></content:encoded>
		</item>
		<item>
			<title><![CDATA[Dasht-e-tanhai-mein : Iqbal Bano - Ghazal]]></title>
			<link>http://www.irtsa.net/forums/thread-856.html</link>
			<pubDate>Thu, 04 Mar 2010 14:03:55 +0530</pubDate>
			<guid isPermaLink="false">http://www.irtsa.net/forums/thread-856.html</guid>
			<description><![CDATA[<div align="center">
<object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/WU0qRcZnozA&#x26;hl=en_US&#x26;fs=1&#x26;"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/WU0qRcZnozA&#x26;hl=en_US&#x26;fs=1&#x26;" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object><br />
<br />
</div>]]></description>
			<content:encoded><![CDATA[<div align="center">
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<br />
</div>]]></content:encoded>
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